Can a hotel take 30 days to refund my deposit?

May 13, 2015 13:41 by Consumer Ed
Dear Consumer Ed:  I reserved a hotel room in Georgia and paid a one-night deposit of $200 using my credit card.  A week prior to my scheduled check-in date, I cancelled my reservation.  According to the hotel’s cancellation policy, I am entitled to a refund of my deposit less... [More]

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Will my debit card be rejected if there are insufficient funds in my account?

April 30, 2015 20:20 by Consumer Ed
Dear Consumer Ed: Are banks obliged to reject attempts to use a debit card when there are insufficient funds in the account? Consumer Ed says:  When you use your debit card to make a purchase or other electronic payment for an amount greater than the balance in your checking account (thus cr... [More]

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Can a car dealer or creditor tell my employer I am late on a lease payment?

April 16, 2015 14:12 by Consumer Ed
Dear Consumer Ed:  I have been leasing a new car for the past seven months.  I was late on a payment for the first time, and someone called my office and told two of my managers that I owe them money. That is absolutely none of my managers’ business.  Not only was that bad busin... [More]

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